Please join us for a public lecture by Dr. Bahman Angoshtari, assistant professor at the University of Miama. The lecture — “Optimal consumption and dividend policies under habit-formation constraints” — will take place at 3 p.m. Friday, Oct. 28 in room 372 Jabara Hall. Refreshments will be available at 2:30 p.m. in room 353 Jabara Hall.